What is Workers Compensation?

Workers compensation otherwise known as employer liability is in place to protect the employer from suit for an injured worker.

If one of your employees gets hurt on the job, or even claims to get hurt on the job, you need to have an expert on your side. Insurance carriers help employers through this process everyday.

Many times your coverages can be very complicated. Maybe you are subject to the Jones Act or USL&H. You need to have the appropriate coverage for that exposure.

Many clients come to us with a misunderstanding of who they need to be covered for. Well, each state has different requirements. Sometimes you have to buy coverage for all of your 1099 contractors. Sometimes you need to only cover your direct employees. It all depends. Let us guide you through this process. It’s what we do.

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